Licensed guidance for families planning ahead
Hello and welcome. I am Jon L. Garton, a licensed insurance agent who spent 41 years in the insurance business before recently retiring from a well-known multi-line insurance company.
Why I Created Final Expense Basics
With many years of service to the public, I have chosen to maintain my licenses to help people with one specific kind of protection: final expense insurance. I know it can truly help families when they need it the most.
Over my tenure as an insurance agent serving many families, I witnessed too many people struggle financially after losing a loved one. They simply lacked the proper coverage that could have wiped their slate clean after death. Coverage for this is both abundant and very affordable. That is why I created Final Expense Basics.
The simple fact is that you need clear, honest, and easy-to-understand information about final expense insurance with no pressure and no sales pitch. My goal is to help families make informed decisions so they can protect their loved ones from unnecessary financial stress during an already difficult time.
My wish is that you can use these pages to help evaluate your own needs before a crushing financial blow is dealt to your family. Thank you for visiting.
What We Stand For
Plain English
We translate confusing insurance terms into clear language anyone can understand.
No Pressure
No sales pitches and no scare tactics. Just the facts you need to decide for yourself.
Independent
The site exists to educate first, so families can evaluate their needs before making decisions.
Trustworthy
Accurate, carefully organized information for adults planning ahead with confidence.
Ready to learn the basics?
Start with the questions every applicant is asked, or download the free Buyer's Guide.